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4 things you should never put on your credit card (and 4 things you should!), according to a money expert

4 things you should never put on your credit card (and 4 things you should!), according to a money expert

Credit cards are wonderful creations. They can help you in a financial emergency, allow you to borrow money for free and even refund your purchases if you have a rewards card. Using a credit card wisely can also help you if you’re thinking about how to improve your credit score. (opens in a new tab) …

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I used a 0% APR credit card offer to pay off my car loan early - but had to break 2 of my own rules

I used a 0% APR credit card offer to pay off my car loan early – but had to break 2 of my own rules

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Promotional interest-free credit card offers are mostly used by those who need …

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Carlina Green does holiday shopping with her debit card to avoid spending beyond her means

Holiday shoppers are turning to debit cards this year over credit card points

Carlina Green has two credit cards, but she’s not touching either of them this holiday season. When shopping in stores and online, she relies on her debit card instead. “I like to spend within my means,” says Green, 24, who provides legal advice to low-income clients at a nonprofit law firm in San Francisco. “That …

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Janelle Holland

Cash back and gift cards are benefits of using the credit card. But watch out for these dangers

Janelle Holland Credit cards are a valuable resource, offering responsible spenders vast rewards, including funds for emergencies, travel points, and cash back. When used wisely, credit cards can also boost your credit score and help keep your finances on track. Here are three things to make sure your credit card works for you: Understand the …

Cash back and gift cards are benefits of using the credit card. But watch out for these dangers Read More »

What is a line of credit?  It's a loan that works like a credit card with some restrictions.

What is a line of credit? It’s a loan that works like a credit card with some restrictions.

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. A line of credit is a flexible financing option that you can …

What is a line of credit? It’s a loan that works like a credit card with some restrictions. Read More »

Is “Buy Now, Pay Later” safer than a credit card for holiday shopping?

Image source: Getty Images The answers you need might be hiding in the fine print. Key points Both Buy Now, Pay Later (BNPL) and credit cards allow you to pay for your purchases over time. Although they work slightly differently, they have similar consequences for non-payers. One may suit you better than the other depending …

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Dear credit card issuers: please stop with the wave of niche perks and give me a decent perk instead

Dear credit card issuers: please stop with the wave of niche perks and give me a decent perk instead

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. I would trade $800 in Chase Sapphire Reserve benefits for a $50 …

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Mexico: COFECE investigates the market for services related to credit card transactions

Mexico: COFECE investigates the market for services related to credit card transactions

In short On October 27, 2022, the Commission of Inquiry of the Federal Commission for the Economy (COFECE) published a notice of initiation of an investigation into the marketing of services related to credit card transactions in the form of deferred payments with months irrelevant (market under investigation) due to alleged absolute monopolistic practices (or …

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Capital One partners with premium travel company PRIOR, bringing exclusive benefits to the Venture X Card

Capital One partners with premium travel company PRIOR, bringing exclusive benefits to the Venture X Card

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Capital One’s new partnership with PRIOR can help Venture X cardholders book …

Capital One partners with premium travel company PRIOR, bringing exclusive benefits to the Venture X Card Read More »