cards

Carlina Green does holiday shopping with her debit card to avoid spending beyond her means

Holiday shoppers are turning to debit cards this year over credit card points

Carlina Green has two credit cards, but she’s not touching either of them this holiday season. When shopping in stores and online, she relies on her debit card instead. “I like to spend within my means,” says Green, 24, who provides legal advice to low-income clients at a nonprofit law firm in San Francisco. “That …

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Janelle Holland

Cash back and gift cards are benefits of using the credit card. But watch out for these dangers

Janelle Holland Credit cards are a valuable resource, offering responsible spenders vast rewards, including funds for emergencies, travel points, and cash back. When used wisely, credit cards can also boost your credit score and help keep your finances on track. Here are three things to make sure your credit card works for you: Understand the …

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Retail credit cards will lure you in with discounts, rewards, and “special financing” offers, but read the fine print or you might end up paying more.

Store Credit Cards May End Up Costing You More This Holiday

Store credit cards seem like a good deal with these introductory discounts and initial interest-free payment periods. But if you’re not vigilant about paying them back, just wait until the bill is due, experts warn. Store credit cards can only be used at that store or chain of stores and are usually offered at checkout …

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The best rewards credit cards for small businesses in 2022

The best rewards credit cards for small businesses in 2022

A business rewards credit card can be a handy tool for small business owners. Business credit cards can offer maximum rewards on travel purchases, gas, office supplies, or other key areas of business spending, or they can offer a solid fixed rate of cash back, miles or points on every purchase. Business cards often have …

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